Kate Terets, a San Francisco Bay Area-based fine-art underwater photographer, began her creative journey as a scuba diver capturing marine life and soon fell in love with portraying people underwater.
For past three years she’s been capturing mermaids at California Mermaid Convention and around the world creating stunning visuals in both confined and open water environments bringing underwater magic to the surface and blending the lines between the fantasy and reality.

Romeo and Juliette. Underwater Love story. Fort Lauderdale, Florida, 2025. © Kate UA Photography

Lacrimare. California Metmaid Convention, Rancho Cordova, California, 2025. © Kate UA Photography

Lacrimare and The Creature from the Black Lagoon. California Metmaid Convention, Rancho Cordova, California, 2025. © Kate UA Photography

Little Mermaid. California Metmaid Convention, Rancho Cordova, California, 2025. © Kate UA Photography

Spirit of the wreck. Sapona Wreck, Bimini, Bahamas, 2025. © Kate UA Photography

Heather Mermaid. Bimini, Bahamas, 2025. © Kate UA Photography

The Mermaid and the Pirate. Fort Lauderdale, Florida, 2025. © Kate UA Photography

Muse. Fort Lauderdale, Florida, 2025. © Kate UA Photography
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Kate Terets is a fine-art underwater photographer based out of the San Fransisco Bay area. Her underwater photography journey began on scuba shooting interesting marine life and has taken her into the realm of fantasy where she shoots mermaids and other fantastical creatures with the California Mermaid Convention. Kate shoots with a Panasonic Lumix GH5 II with dual Ikelite DS Strobes. Book a family, maternity, or mermaid underwater shoot with Kate by visiting her website www.kateuaphotography.com. Follow Kate on Instagram @kate_ua_photography.













